The FEMA Disaster Search tool, available in Lender Toolkit’s PowerTools™, streamlines disaster verification by automatically retrieving information from FEMA’s official website. Using the loan’s ZIP Code, the tool checks for any property-related disasters declared within the past six months and generates a PDF report that is uploaded to the eFolder for documentation.

 

Activation

To turn this tool on:

1. Log in to Encompass® as a Super Admin.

2. Open LTK PowerTools™ from the Encompass® menu and click Settings.

3. Go to the PowerTools™ Free tab.

4. Turn on FEMA Disaster Search by clicking On.

Note: After activation of the Tool, be sure to wait for the prompt stating that the download is complete prior to continuing.

5. Ensure a license number populated and restart Encompass®.

 

Settings Overview

Administrators can customize how and when the plugin runs:

  • Run Each Time on Loan Open: Automatically executes when a loan is opened.
  • Stop Running After This Milestone: Disables the plugin after a specified milestone, overriding auto-run settings.

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Additional settings are available on the input form and can be updated by a Super Admin:

  • Print PDF: Determines whether the FEMA report is uploaded to the eFolder.
  • eFolder Document Name: Allows customization of the uploaded document’s name.

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Using the Plugin

There are three ways to run the plugin:

  1. Automatic Run: Runs when the loan is opened if Run Each Time On Loan Open is enabled.
  2. Manual Run: Select the Run Search checkbox to initiate a manual search.  This overrides all other settings.
  3. Create a field trigger rule to set the custom field [CX.FEMA.TRIGGER ] to “X” to trigger the search.

 

Important Notes

  • The plugin will not run if the loan hasn’t been saved (e.g., new Loan)
  • It runs automatically the first time if the field [CX.FEMA.LAST.RUN] is empty.
  • Zip Code is a required field.
  • The plugin sends a request to FEMA using:
    • ZIP Code [15]
    • Declaration Type = DR
    • Filters for disasters within the last 6 months or with no end date.

 

FEMA Results and Returned Data

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 The plugin retrieves up to 5 disaster records and populates custom fields with:

  • Disaster Number
  • Declaration Type & Title
  • Declaration, Incident Start & End Dates
  • Incident Type
  • Individual Assistance & Household Programs

A Lender Section (in the dotted border) allows for Comments, Overrides, and Resolution Dates. A PDF is generated and put in the eFolder.  Only the last generated pdf is marked as Current.

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Error Handling

If FEMA data can’t be retrieved, an error message will display with details.

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Installed Components

  • Custom Form: LTK – FEMA Disaster Search
  • Codebase Assemblies: None
  • Custom Data Objects: None
  • Plugins: LTK-FEMAPlugin

Custom Fields Created: